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View Full Version : [Dixonary] OT: What's in your Wallet


Guerri Stevens
September 13th, 2016, 05:20 PM
Subtitle: is it time for assisted living or wouldn't that help?

Our household had two potential emergencies today. First my husband
realized he'd left his wallet somewhere. Then I decided to check on my
own, and discovered it was not in my purse. But luckily it was on the
passenger seat of my car, left there when I had stopped for gas. Another
reason why real women shoudn't pump gas (paraphrasing the book title).

My husband remembered where he'd left his, and the proprietor had
noticed it and called about it.

Somewhere I read an article saying, if I remember correctly, that one
should have an inventory of one's wallet, kept separate from the wallet
itself.
--
Guerri

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France International/Mike Shefler
September 13th, 2016, 05:37 PM
Every week. our local newspaper has a section called "Random Acts of
Kindness". About half of those are from people who have left wallets,
purses, or keys behind and had them returned by good Samaritans. I don't
think any of them were on assisted living. You should definitely know
what's in your wallet/purse if only to call the appropriate party and
report the loss to avoid illegal purchases and/or identity theft. You
should not carry around our social security card as that is very rarely
needed.

--Mike


On 9/13/2016 6:20 PM, Guerri Stevens wrote:
> Subtitle: is it time for assisted living or wouldn't that help?
>
> Our household had two potential emergencies today. First my husband
> realized he'd left his wallet somewhere. Then I decided to check on my
> own, and discovered it was not in my purse. But luckily it was on the
> passenger seat of my car, left there when I had stopped for gas.
> Another reason why real women shoudn't pump gas (paraphrasing the book
> title).
>
> My husband remembered where he'd left his, and the proprietor had
> noticed it and called about it.
>
> Somewhere I read an article saying, if I remember correctly, that one
> should have an inventory of one's wallet, kept separate from the
> wallet itself.

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Guerri Stevens
September 13th, 2016, 06:34 PM
I had to check, but indeed I am NOT carrying around my Social Security
card. I do have my Medicare card, though, and guess what's on it???

Guerri
On 9/13/2016 6:37 PM, France International/Mike Shefler wrote:
> Every week. our local newspaper has a section called "Random Acts of
> Kindness". About half of those are from people who have left wallets,
> purses, or keys behind and had them returned by good Samaritans. I
> don't think any of them were on assisted living. You should definitely
> know what's in your wallet/purse if only to call the appropriate party
> and report the loss to avoid illegal purchases and/or identity theft.
> You should not carry around our social security card as that is very
> rarely needed.
>
> --Mike

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Daniel Widdis
September 13th, 2016, 06:43 PM
As a military veteran, my social security number has been, and continues to be, compromised so often that I’ve got an unending stream of “free credit monitoring” provided by various government agencies.

Keeping your SSN private is overrated. Continuous monitoring of your credit (my choice) is key. Alternatively, placing and renewing fraud alerts on your profile (requiring your explicit agreement for new credit) is the only really effective preventive measure. (You can do this for free or, if you prefer, the “LifeLock” company does this for you for a monthly fee, plus provides a few other benefits.)






On 9/13/16, 4:34 PM, "Guerri Stevens" <dixonary (AT) googlegroups (DOT) com on behalf of guerri (AT) guerristevens (DOT) com> wrote:

>I had to check, but indeed I am NOT carrying around my Social Security
>card. I do have my Medicare card, though, and guess what's on it???

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Johnb - co.uk
September 14th, 2016, 04:40 AM
Long ago and far away (well about 40 plus years ago and about 3000 miles
from where I am now) I went to the USA to go to college: among the
conditions on my student F2 visa were that I couldn't work and must not
have a social-security-number because I was not to attempt to use SS
under any circumstances during my stay . The same conditions applied to
my wife's "student's wife" visa. In my third and final year the college
argued successfully that teaching in high-school was part of my degree
and thus the authorities allowed me to do 2 hours per week which of
course was paid work. When I came to leave the USA at the end of that
year IRS demanded an audit before I was allowed to leave in case I owed
any tax and - guess what - in order to file the forms I had to have an
SSN and thus had to apply for one .... eventually they could see that I
didn't owe them anything and I was allowed to return home. There were
two results

1. John None Barrs received a negative income-tax check some 8 months
later (the concept of negative income tax was completely alien to me
and I did not cash it in - after all, by definition, I had not
received any benefits from the United States system) (John None
Barrs because I was not allowed to not have a middle name - how is
that for a double negative!)
2. some 2 years later the people in whose house we had stayed over my
college course received a bill for 3 years worth of social security
payments for both myself and my wife - although she had never filled
any such form in. The husband of that house was at that time suing
IRS for $29M and considered the demand as a blackmail attempt by IRS
and paid rather than submit to this hindrance. (He eventually won)

It also eventuated that both of our USA driving licences were
technically invalid because they were not associated with an SSN (this
information "vouchsafed to you" in the letter with my
negative-income-tax cheque)

International waters are often turbid - especially if you get mixed up
with any government agency

*JohnnyB*
On 14/09/2016 00:43, Daniel Widdis wrote:
> As a military veteran, my social security number has been, and continues to be, compromised so often that I’ve got an unending stream of “free credit monitoring” provided by various government agencies.
>
> Keeping your SSN private is overrated. Continuous monitoring of your credit (my choice) is key. Alternatively, placing and renewing fraud alerts on your profile (requiring your explicit agreement for new credit) is the only really effective preventive measure. (You can do this for free or, if you prefer, the “LifeLock” company does this for you for a monthly fee, plus provides a few other benefits.)
>
>
>
>
>
>
> On 9/13/16, 4:34 PM, "Guerri Stevens" <dixonary (AT) googlegroups (DOT) com on behalf of guerri (AT) guerristevens (DOT) com> wrote:
>
>> I had to check, but indeed I am NOT carrying around my Social Security
>> card. I do have my Medicare card, though, and guess what's on it???

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Guerri Stevens
September 14th, 2016, 06:55 AM
I have Lifelock, in fact. So far there have been no problems. My husband
once had a problem, but it was his credit card company that detected it.
I think this was before we had Lifelock.

It is nice to be occasionally reminded of the honesty of people!

Guerri

On 9/13/2016 7:43 PM, Daniel Widdis wrote:
> As a military veteran, my social security number has been, and continues to be, compromised so often that I’ve got an unending stream of “free credit monitoring” provided by various government agencies.
>
> Keeping your SSN private is overrated. Continuous monitoring of your credit (my choice) is key. Alternatively, placing and renewing fraud alerts on your profile (requiring your explicit agreement for new credit) is the only really effective preventive measure. (You can do this for free or, if you prefer, the “LifeLock” company does this for you for a monthly fee, plus provides a few other benefits.)
>
>

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Stephen Dixon
September 14th, 2016, 07:10 AM
And then we find out, just a few days ago, that some 5,000+ employees of
Wells Fargo were increasing their bonuses by opening extra accounts without
the knowledge or approval of customers.

You don't have to lose a wallet to be at risk.

On Wednesday, September 14, 2016, Guerri Stevens <guerri (AT) guerristevens (DOT) com>
wrote:

> I have Lifelock, in fact. So far there have been no problems. My husband
> once had a problem, but it was his credit card company that detected it. I
> think this was before we had Lifelock.
>
> It is nice to be occasionally reminded of the honesty of people!
>
> Guerri
>
> On 9/13/2016 7:43 PM, Daniel Widdis wrote:
>
>> As a military veteran, my social security number has been, and continues
>> to be, compromised so often that I’ve got an unending stream of “free
>> credit monitoring” provided by various government agencies.
>>
>> Keeping your SSN private is overrated. Continuous monitoring of your
>> credit (my choice) is key. Alternatively, placing and renewing fraud alerts
>> on your profile (requiring your explicit agreement for new credit) is the
>> only really effective preventive measure. (You can do this for free or, if
>> you prefer, the “LifeLock” company does this for you for a monthly fee,
>> plus provides a few other benefits.)
>>
>>
>>
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>


--
Stephen Dixon
email: stevedixon46 (AT) gmail (DOT) com

"Music is the fourth great material want: first food, then clothes, then
shelter, then music."
- Christian Bovee -

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Guerri Stevens
September 14th, 2016, 07:35 AM
Are you telling me that it's a LAW that one has to have a middle name?????
Guerri
On 9/14/2016 5:40 AM, Johnb - co.uk wrote:
>
> Long ago and far away (well about 40 plus years ago and about 3000
> miles from where I am now) I went to the USA to go to college: among
> the conditions on my student F2 visa were that I couldn't work and
> must not have a social-security-number because I was not to attempt to
> use SS under any circumstances during my stay . The same conditions
> applied to my wife's "student's wife" visa. In my third and final year
> the college argued successfully that teaching in high-school was part
> of my degree and thus the authorities allowed me to do 2 hours per
> week which of course was paid work. When I came to leave the USA at
> the end of that year IRS demanded an audit before I was allowed to
> leave in case I owed any tax and - guess what - in order to file the
> forms I had to have an SSN and thus had to apply for one ....
> eventually they could see that I didn't owe them anything and I was
> allowed to return home. There were two results
>
> 1. John None Barrs received a negative income-tax check some 8 months
> later (the concept of negative income tax was completely alien to
> me and I did not cash it in - after all, by definition, I had not
> received any benefits from the United States system) (John None
> Barrs because I was not allowed to not have a middle name - how is
> that for a double negative!)
> 2. some 2 years later the people in whose house we had stayed over my
> college course received a bill for 3 years worth of social
> security payments for both myself and my wife - although she had
> never filled any such form in. The husband of that house was at
> that time suing IRS for $29M and considered the demand as a
> blackmail attempt by IRS and paid rather than submit to this
> hindrance. (He eventually won)
>
> It also eventuated that both of our USA driving licences were
> technically invalid because they were not associated with an SSN (this
> information "vouchsafed to you" in the letter with my
> negative-income-tax cheque)
>
> International waters are often turbid - especially if you get mixed up
> with any government agency
>
> *JohnnyB*

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Guerri Stevens
September 14th, 2016, 08:54 AM
I heard that about Wells Fargo, but I don't understand how it could
work. I suppose they could set up the accounts so that statements, etc.
were delivered to special Email accounts they set up for the purpose.
All of which reminds me that I happen to have a W-F account and maybe I
should take a look at things.

Guerri
On 9/14/2016 8:10 AM, Stephen Dixon wrote:
> And then we find out, just a few days ago, that some 5,000+ employees
> of Wells Fargo were increasing their bonuses by opening extra accounts
> without the knowledge or approval of customers.
>
> You don't have to lose a wallet to be at risk.

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Stephen Dixon
September 14th, 2016, 08:57 AM
If I am understanding it correctly, they were opening extra accounts using
customer's data. It would cost the customer additional fees but in such
small monthly increments that they usually escaped notice (except for the
OCD people). The bank employees upped their new account statistics and got
bonuses accordingly.

On Wed, Sep 14, 2016 at 9:54 AM, Guerri Stevens <guerri (AT) guerristevens (DOT) com>
wrote:

> I heard that about Wells Fargo, but I don't understand how it could work.
> I suppose they could set up the accounts so that statements, etc. were
> delivered to special Email accounts they set up for the purpose. All of
> which reminds me that I happen to have a W-F account and maybe I should
> take a look at things.
>
> Guerri
> On 9/14/2016 8:10 AM, Stephen Dixon wrote:
>
>> And then we find out, just a few days ago, that some 5,000+ employees of
>> Wells Fargo were increasing their bonuses by opening extra accounts without
>> the knowledge or approval of customers.
>>
>> You don't have to lose a wallet to be at risk.
>>
>
> --
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> "Dixonary" group.
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> For more options, visit https://groups.google.com/d/optout.
>



--
Stephen Dixon
email: stevedixon46 (AT) gmail (DOT) com

"Music is the fourth great material want: first food, then clothes, then
shelter, then music."
- Christian Bovee -

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Dave Cunningham
September 14th, 2016, 09:21 AM
The simplest thing to do is take photos of your wallet contents and other
items such as passports which one would like a record of, and store the
images on a memory stick of some sort - making sure the memory stick is
secured. A lot easier than any written list, for sure.

You can, of course, affix a GPS chip in a wallet or purse - they run about
$20 if I recall correctly.

As for memory, I have always forgotten where I leave a pen - so I simply
populate my environs with enough pens that one can always be found <g>.

Your SSN is one of the least secure pieces of data known to man, by the way.

Anent a comment about credit scores, get a Discover card - you get your
monthly score for free on your statement.

Dave




On Tuesday, September 13, 2016 at 6:20:03 PM UTC-4, Guerri wrote:

> Subtitle: is it time for assisted living or wouldn't that help?
>
> Our household had two potential emergencies today. First my husband
> realized he'd left his wallet somewhere. Then I decided to check on my
> own, and discovered it was not in my purse. But luckily it was on the
> passenger seat of my car, left there when I had stopped for gas. Another
> reason why real women shoudn't pump gas (paraphrasing the book title).
>
> My husband remembered where he'd left his, and the proprietor had
> noticed it and called about it.
>
> Somewhere I read an article saying, if I remember correctly, that one
> should have an inventory of one's wallet, kept separate from the wallet
> itself.
> --
> Guerri
>

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Daniel Widdis
September 14th, 2016, 09:52 AM
Nope, just that most official forms have a spot for it, and if you don’t have one, you put “None” or “NMN” (No Middle Name). Which programmers don’t bother to exclude from printouts.



On 9/14/16, 5:35 AM, "Guerri Stevens" wrote:

>Are you telling me that it's a LAW that one has to have a middle name?????
>Guerri
>On 9/14/2016 5:40 AM, Johnb - co.uk wrote:
>>
>> (John None
>> Barrs because I was not allowed to not have a middle name - how is
>> that for a double negative!)

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Johnb - co.uk
September 14th, 2016, 10:04 AM
On 14/09/2016 13:35, Guerri Stevens wrote:
> Are you telling me that it's a LAW that one has to have a middle name?????
don't ask me about your country -
I sat opposite an official as I filled the forms in: I wasn't allowed to
leave it empty, I wasn't allowed to enter a dash, "nil" was only
accepted for numeric values which did not apply to me (and funnily to me
I was not allowed to enter 0.00 in such places - example - no children
could be 0 but tax claimed on children had to be "nil") the only thing
that was accepted for middle-name was "none"

Incidentally, more recently I have hit a couple of websites that will
not accept a registration with a space in middle-name. However, the
really annoying ones are those that accept UK as a country but still
provide me with a drop-down list of states that has to have a value - my
usual response is to give up if they are that stupidly insular

*JohnnyB*

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France International/Mike Shefler
September 14th, 2016, 10:05 AM
As I understood it, they were increasing the bonuses of their managers, and received no benefit themselves (other than not being fired).





On 9/14/2016 8:10 AM, Stephen Dixon wrote:


And then we find out, just a few days ago, that some 5,000+ employees of Wells Fargo were increasing their bonuses by opening extra accounts without the knowledge or approval of customers.






You don't have to lose a wallet to be at risk.

On Wednesday, September 14, 2016, Guerri Stevens &lt;guerri (AT) guerristevens (DOT) com (mailto:guerri (AT) guerristevens (DOT) com)&gt; wrote:
I have Lifelock, in fact. So far there have been no problems. My husband once had a problem, but it was his credit card company that detected it. I think this was before we had Lifelock.

It is nice to be occasionally reminded of the honesty of people!

Guerri

On 9/13/2016 7:43 PM, Daniel Widdis wrote:
As a military veteran, my social security number has been, and continues to be, compromised so often that I’ve got an unending stream of “free credit monitoring” provided by various government agencies.

Keeping your SSN private is overrated.* Continuous monitoring of your credit (my choice) is key. Alternatively, placing and renewing fraud alerts on your profile (requiring your explicit agreement for new credit) is the only really effective preventive measure.* (You can do this for free or, if you prefer, the “LifeLock” company does this for you for a monthly fee, plus provides a few other benefits.)



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--












Stephen Dixon
email: stevedixon46 (AT) gmail (DOT) com






"Music is the fourth great material want: first food, then clothes, then shelter, then music."



*- *Christian Bovee*-*




















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France International/Mike Shefler
September 14th, 2016, 10:06 AM
Truman had no middle name (neither did my father, for that matter).

--Mike


On 9/14/2016 8:35 AM, Guerri Stevens wrote:
> Are you telling me that it's a LAW that one has to have a middle
> name?????
> Guerri
> On 9/14/2016 5:40 AM, Johnb - co.uk wrote:
>>
>> Long ago and far away (well about 40 plus years ago and about 3000
>> miles from where I am now) I went to the USA to go to college: among
>> the conditions on my student F2 visa were that I couldn't work and
>> must not have a social-security-number because I was not to attempt
>> to use SS under any circumstances during my stay . The same
>> conditions applied to my wife's "student's wife" visa. In my third
>> and final year the college argued successfully that teaching in
>> high-school was part of my degree and thus the authorities allowed me
>> to do 2 hours per week which of course was paid work. When I came to
>> leave the USA at the end of that year IRS demanded an audit before I
>> was allowed to leave in case I owed any tax and - guess what - in
>> order to file the forms I had to have an SSN and thus had to apply
>> for one .... eventually they could see that I didn't owe them
>> anything and I was allowed to return home. There were two results
>>
>> 1. John None Barrs received a negative income-tax check some 8 months
>> later (the concept of negative income tax was completely alien to
>> me and I did not cash it in - after all, by definition, I had not
>> received any benefits from the United States system) (John None
>> Barrs because I was not allowed to not have a middle name - how is
>> that for a double negative!)
>> 2. some 2 years later the people in whose house we had stayed over my
>> college course received a bill for 3 years worth of social
>> security payments for both myself and my wife - although she had
>> never filled any such form in. The husband of that house was at
>> that time suing IRS for $29M and considered the demand as a
>> blackmail attempt by IRS and paid rather than submit to this
>> hindrance. (He eventually won)
>>
>> It also eventuated that both of our USA driving licences were
>> technically invalid because they were not associated with an SSN
>> (this information "vouchsafed to you" in the letter with my
>> negative-income-tax cheque)
>>
>> International waters are often turbid - especially if you get mixed
>> up with any government agency
>>
>> *JohnnyB*
>

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Johnb - co.uk
September 14th, 2016, 10:09 AM
Dan - this was before real use of programs, this was official stupidity

Technically our mail service would need me to sign that I was John None
Barrs and my bank officially should have not accepted the cheque anyway
without written confirmation from your IRS that I was the intended recipient

*JohnnyB*
On 14/09/2016 15:52, Daniel Widdis wrote:
> Nope, just that most official forms have a spot for it, and if you don’t have one, you put “None” or “NMN” (No Middle Name). Which programmers don’t bother to exclude from printouts.
>
>
>
> On 9/14/16, 5:35 AM, "Guerri Stevens" wrote:
>
>> Are you telling me that it's a LAW that one has to have a middle name?????
>> Guerri
>> On 9/14/2016 5:40 AM, Johnb - co.uk wrote:
>>> (John None
>>> Barrs because I was not allowed to not have a middle name - how is
>>> that for a double negative!)

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France International/Mike Shefler
September 14th, 2016, 10:10 AM
I wonder how Prince survived all those years when his name was some arcane symbol.



--Mike





On 9/14/2016 11:04 AM, Johnb - co.uk wrote:









On 14/09/2016 13:35, Guerri Stevens wrote:


Are you telling me that it's a LAW that one has to have a middle name????? don't ask me about your country -
I sat opposite an official as I filled the forms in: I wasn't allowed to leave it empty, I wasn't allowed to enter a dash, "nil" was only accepted for numeric values which did not apply to me (and funnily to me I was not allowed to enter 0.00 in such places - example - no children could be 0 but tax claimed on children had to be "nil") the only thing that was accepted for middle-name was "none"

Incidentally, more recently I have hit a couple of websites that will not accept a registration with a space in middle-name. However, the really annoying ones are those that accept UK as a country but still provide me with a drop-down list of states that has to have a value - my usual response is to give up if they are that stupidly insular

JohnnyB
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Hugo Kornelis
September 14th, 2016, 10:23 AM
Heh! This reminds me of the stupidity of some websites that reject my
email address as being "invalid' (probably because a stupid programmer
coded a list of "allowed" extensions and didn't add ".info")

Op 14-9-2016 om 17:04 schreef Johnb - co.uk:
>
>
> On 14/09/2016 13:35, Guerri Stevens wrote:
>> Are you telling me that it's a LAW that one has to have a middle
>> name?????
> don't ask me about your country -
> I sat opposite an official as I filled the forms in: I wasn't allowed
> to leave it empty, I wasn't allowed to enter a dash, "nil" was only
> accepted for numeric values which did not apply to me (and funnily to
> me I was not allowed to enter 0.00 in such places - example - no
> children could be 0 but tax claimed on children had to be "nil") the
> only thing that was accepted for middle-name was "none"
>
> Incidentally, more recently I have hit a couple of websites that will
> not accept a registration with a space in middle-name. However, the
> really annoying ones are those that accept UK as a country but still
> provide me with a drop-down list of states that has to have a value -
> my usual response is to give up if they are that stupidly insular
>
> *JohnnyB*
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Guerri Stevens
September 15th, 2016, 10:35 AM
All I can say is that we have taken the creation of stupid laws to a
very high level. I don't know whether we can claim a world record,
though. If there is such a record we would certainly be in the running
for it.
Guerri

On 9/14/2016 11:04 AM, Johnb - co.uk wrote: ca
>
>
> On 14/09/2016 13:35, Guerri Stevens wrote:
>> Are you telling me that it's a LAW that one has to have a middle
>> name?????
> don't ask me about your country -
> I sat opposite an official as I filled the forms in: I wasn't allowed
> to leave it empty, I wasn't allowed to enter a dash, "nil" was only
> accepted for numeric values which did not apply to me (and funnily to
> me I was not allowed to enter 0.00 in such places - example - no
> children could be 0 but tax claimed on children had to be "nil") the
> only thing that was accepted for middle-name was "none"
>
> Incidentally, more recently I have hit a couple of websites that will
> not accept a registration with a space in middle-name. However, the
> really annoying ones are those that accept UK as a country but still
> provide me with a drop-down list of states that has to have a value -
> my usual response is to give up if they are that stupidly insular
>
> *JohnnyB*

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